Infographic explaining the qualities of the 5 main paint sheens, flat, eggshell, satin, semi-gloss, and glossy

Choosing The Right Exterior Paint: A Comprehensive Guide For Homeowners

by Exterior PaintOther Articles
A freshly painted exterior of a Northern Colorado home painted by Custom Exteriors

Choosing the right Exterior paint:
A comprehensive guide

Painting the exterior of your home is no small feat. It’s a significant investment, both in time and resources. As such, selecting the right type of paint is essential, ensuring that your home looks stunning and remains protected against the elements.

Moreover, the paint you choose is the first line of defense against nature’s unpredictable weather – from scorching sun rays to icy cold snaps. A properly painted home can resist weather damage, mold growth, and even insect infestations. But the question remains: amidst the plethora of brands, finishes, and shades, how do you pinpoint the perfect paint for your needs? It is more than just picking a color you like. It’s also about understanding what works best for the material of your home, your climate, and the desired longevity of your new paint job. 

You are not alone if you’re feeling lost amidst the vast array of paint choices. This guide aims to simplify the process, providing you with the knowledge and tips you need to make informed decisions about your exterior remodel. You can then be confident that you have made the best decision for your home. 

Understanding the basics: Types of exterior paints

When repainting your home’s exterior, the first decision often revolves around the base of the paint. Essentially, paint falls into two primary categories: water-based, commonly referred to as latex, and oil-based, known as alkyd. 

Water-Based paint: Understanding Latex Paints

Water-based or latex paints have become increasingly popular in recent years. One of their standout qualities is the quick drying time, which allows for fast project completion. This rapid drying is especially beneficial if you’re painting in regions with unpredictable weather, as it reduces the chances of the paint being affected by sudden rain showers. Another advantage of latex paints is their easy clean-up process using just soap and water. Compared to their oil-based counterparts, they have a lower odor, making them a popular choice for many homeowners. However, while latex paint excels in many areas, it struggles to adhere to surfaces previously painted with oil-based paint. 

Oil-Based or Alkyd paints

On the other hand, oil-based or alkyd paints bring a different set of advantages to the table. Their application is often smoother, resulting in a more uniform finish. The result often boasts a durable, glossy finish that stands the test of time. This durability is why many professionals and homeowners opt for oil-based paints for areas exposed to significant wear and tear. Furthermore, oil-based paints adhere well to various surfaces, ensuring a long-lasting paint job. However, they are not without their challenges. The drying time for oil-based paints is considerably longer, which might stretch the duration of your painting project. Clean-up is also more involved, requiring mineral spirits instead of the simple soap and water solution that latex paints allow. Additionally, the pungent odor they produce might be off-putting to some people. 

infographic about the pros and cons of oil based paint

Both latex and alkyd paints have their benefits and disadvantages. Your choice between the two should factor in your home’s specific needs, the region’s climate, and your personal preferences, especially concerning drying time and odor. 

The importance of Finish: making the right choice

When we talk about painting our homes, color is often the first thing that comes to mind. However, the finish and sheen of the paint are equally important. This aspect determines how the paint reflects light, affecting its appearance and how it stands up to daily wear and tear. Each finish has different properties, catering to different needs and styles. The sheens available in paint are:

  • Flat/Matte paint finish is a known for its non-reflective properties.
  • Eggshell paint finish is has a slight sheen similar to the sheen on an eggshell.
  • Satin paint finish is a reliable, favorite choice as it provides a gentle gloss without being overly shiny.
  • Semi-Gloss paint finish is a vibrant finish that begins to step more into a reflective territory.
  • Glossy paint finish is for those who want to make a bold statement, providing almost a shiny, mirror-like appearance.
Infographic explaining the qualities of the 5 main paint sheens, flat, eggshell, satin, semi-gloss, and glossy

Flat/Matte: The timeless classic

A flat or matte finish is known for its non-reflective properties. This means it doesn’t bounce back much light. Because of this, flat pain has a very muted and soft appearance. A matte finish might be the best choice if your home is older with a story to tell with its imperfections. This is because it is excellent at masking minor blemishes or irregularities on the surface. However, while it’s great at hiding those little flaws, it’s also more susceptible to stains and might require careful cleaning. 

Eggshell: The middle ground

Venturing into a slight sheen, we have the eggshell finish. As the name suggests, it’s reminiscent of the subtle shine on an egg’s shell. This finish is a step up from flat in terms of washability. It strikes a balance, offering some of the concealing properties of matte paints while being easier to clean. So, eggshell could be a great candidate if you’re thinking about painting larger areas like siding. 

Satin: The reliable choice

Satin is a favorite among many homeowners. This finish provides a gentle gloss, which makes surfaces appear more vibrant while not being overly shiny. Its appeal doesn’t stop at aesthetics; satin finishes are known for their durability and ease of maintenance. They are forgiving with cleaning, making them a practical choice for exteriors that are exposed to regular environmental elements. 

Semi-Gloss: The Bright spark

Stepping into a more reflective territory, the semi-gloss finish is all about vibrancy. It reflects light more efficiently, making surfaces stand out. If you have specific architectural features or areas like doors and trim that you’d like to highlight, semi-gloss is a good choice. Its bright nature not only amplifies beauty but also offers excellent durability. 

Glossy: The Bold Statement

The glossy finish is the way to go for those unafraid of making a bold statement. It’s the most reflective of the bunch, providing a shiny, mirror-like appearance. Its high sheen is accompanied by impressive durability. However, with great shine comes great responsibility. A glossy finish accentuates imperfections, making preparation even more critical. 

Choosing the right finish for your home is about understanding its characteristics and aligning them with your home’s needs and desired aesthetic. Then, with this knowledge in hand, you are well-equipped to make informed decisions. These choices will beautify your home and ensure it remains charming for years to come. 

Insider tips for the best paint selection

A beautiful paint job

1. The foundation of painting: Surface preparation

Before diving right in, it’s essential to address the surface that will be painted. A clean, smooth surface can make a world of difference. If there are cracks, fill them in. If there’s old, peeling paint, give the surface a good scrape. And always remember to clean the walls from dust and dirt. 

2. Tune into yor home's needs

Every home is unique, and so are its needs. For instance, a house in a dun-drenched area might benefit from paint with UV protection. Similarly, homes in wetter climates might need paint with mold resistance. By understanding your home’s specific challenges, you can choose paint that beautifies and protects. 

3. The magic of test patches

It’s tempting to pick a color from a swatch and imagine it’ll look exactly the same on a large exterior wall. But, light shadows and surrounding elements can change how a color appears. So, a smart trick is to paint a small test patch on the wall. You can then observe it during different times of the day. This way, you ensure the color looks great under all conditions before committing and painting your entire exterior that color. 

4. Quality over Quantity

It might be tempting to save a few dollars by opting for cheaper paint, but this might cost more in the long run. Higher-quality paints often mean better coverage, longevity, and resistance to the elements. It’s an investment in ensuring your home looks fabulous for extended periods. 

5. Seek expert advice

Lastly, don’t underestimate the value of professional advice. Local paint stores or a local painting company often have experts who understand the unique challenges of your region. They can provide invaluable recommendations tailored to your specific needs. 

Wrapping it up: A painter's parting words

In the world of painting, knowledge truly is power. The proper preparation, paired with a good understanding of your home’s needs, paves the way for a paint job that is not only beautiful but stands the test of time. Remember, it’s not just about color but about making choices that add value, protection, and beauty to your home. With the insights provided, your home’s next coat of paint is sure to be its best yet. 

Cedar shake siding installation by Custom Exteriors

Siding 101: Materials, Maintenance, and More

by Siding
Siding 101: Everything you need to know about siding

Siding 101: Materials, Maintenance, and more

The exterior of a house, like the clothes we wear, makes a significant first impression. One of the key components of your home’s exterior is the siding. It not only beautifies but also protects your home from the harsh elements. So, in this guide, we’ll look deep into the world of siding: the materials you can choose from, how to maintain them, and even the transformative impact they can have on your home. 

The significance of siding can’t be overstated. Firstly, it serves as a protective shield, warding off the severe weather our area is known for and other natural pests such as insects, birds, or rodents. Secondly, well-installed siding can be a game changer for your property’s curb appeal. Depending on your preferences, the right siding can make a house the centerpiece of a neighborhood or allow it to blend seamlessly with its surroundings. Lastly, certain types of siding can be an excellent insulator. Quality siding can help regulate the indoor temperature of your home. It helps keep your house warm in the winter months and cool in the summer. In doing so, new siding can reduce your energy bills and increase your home’s energy efficiency. 

Siding materials

When it comes to material selection, there are many customizable choices. Vinyl siding, for instance, is a popular choice because of its affordability, versatility, and low maintenance needs. It boasts longevity without the necessity of frequent painting and is available in many colors and styles. However, it does have its vulnerabilities. These include possibly cracking under extreme temperatures and fading over extended periods. 

Wood siding, on the other hand, offers a classic, timeless look. Its eco-friendliness and potential for a long lifespan with the proper care make it a popular choice. But, it demands consistent maintenance, from painting to staining, and can be an inviting home for insects or even rot. An engineered wood siding, like LP SmartSide®, while not as durable as fiber cement siding, offers the look of natural wood without some of the maintenance drawbacks of real wood. 

Lastly, fiber cement siding, a modern favorite, skillfully replicates the appearance of wood while eliminating the associated maintenance challenges. It also stands strong against threats like insects and fire. However, its initial installation and material costs might be higher than some other options, and it is prone to cracking over time. 

Infographic comparing vinyl, wood, James Hardie, and LP Smartside

choosing the right material

There’s a whole world of materials out there, each with its unique set of benefits. Here’s a simple breakdown:

Choosing the right siding for a replacement and the right siding installer is an important decision. It needs to resonate with your style, provide protection, and stand the test of time. So, whether it’s the versatility of vinyl, the timeless appeal of wood, the smart blend of LP SmartSide®, or the modern sophistication of James Hardie®, each option has unique strengths. By understanding these, homeowners can make a well-informed decision, ensuring their home not only looks stunning but is also protected for years to come. 

Essential Siding Maintenance practice

Siding requires maintenance no matter which material you choose

Regardless of the material chosen, regular maintenance remains one of the most important factors in long-lasting siding. A simple routine of cleaning with a soft brush or low-pressure washer can keep most siding looking pristine. It’s also important to periodically inspect for any signs of damage. We recommend a bi-annual inspection and additional inspections following any extreme weather events. By being diligent about this, you can prevent small maintenance items from becoming much larger and much more expensive issues like interior water damage, mold, mildew, or pest infestations. Moreover, certain sidings, like wood, would benefit from repainting or resealing occasionally to safeguard against the elements and pests.

Maintenance tips for long-lasting siding

  • Use a soft brush or low-pressure washer to remove dirt and debris. Check the manufacturers recommendations before using any cleaningn agents.
  • Especially after extreme weather, check for cracks, chips, or other signs of damage. This way, minor issues can be fixed before they become major issues.
  • Some siding, like wood, may require periodic repainting or resealing to protect against weather and pests.
  • Ensure that plants, especially those that hold moisture, don't touch the siding. This can prevent rot and mold.

Transform your home with new siding

The transformative potential of replacing your home’s siding is enormous. Factors like color choice, texture profile, and combining different siding profiles are key in improving your home’s curb appeal. For example, shake siding is often used in the peaks of homes and painted as an accent color. This is done to add visual interest to your home and can even become a focal point. 

There are many ways to customize your new siding installation

The lasting impact of the right choice

In conclusion, siding plays many roles in the performance of our home. Replacement siding can bring protection, energy-efficiency, and improved curb appeal into one exterior project. When completed by a skilled siding replacement contractor, it can be a game changer.  An understanding of the available materials and the maintenance required to ensure their long life, is important for choosing the right material for your long term needs and your personal style. After all, beyond its appearance, its about choosing a siding replacement that remains resilient through time and diverse weather conditions. In doing so, you guarantee that your home remains beautiful and functional for years to come. 

What is an Ice dam infographic made by Custom Exteriors

What Is An Ice Dam?

by commercial roofing solutionsResidential roofing
What is an Ice dam infographic made by Custom Exteriors

Understanding ice dams on roofs:
What they are and how to prevent them

As a seasoned roofing contractor based in Colorado, we have inspected, replaced, and repaired countless roofs, identifying a wide array of issues. However, one frequent and often misunderstood culprit behind a leaky roof is not what you’d typically suspect—it’s ice dams, often caused by poorly maintained and clogged gutters or inadequate roof venting. 

In Colorado, ice dams are a common wintertime roofing issue. Picture a cold winter day, your property cozily heated from inside. As the warmth of the interior rises, it meets the cold underside of the roof. The melting snow from the warmer parts of your roof flows down and refreezes at the colder edge, particularly if your gutters are clogged and not allowing for proper drainage. This cycle creates an actual dam of ice, further preventing proper drainage and potentially causing water to back up under your shingles and into your home. 

Understanding what an ice dam is and recognizing the role of gutter system maintenance is crucial in preventing it. Factors that play a role in ice dams forming are:

  • Clogged Gutters
  • Improper Roof Ventilation
  • Inconsistant Roof Temperatures
  • Complex Roof Designs
  • Lack of Snow Removal

What is an Ice Dam? A closer Look

An ice dam, quite simply, is a ridge of ice that forms at the edge of a roof. When the snow on your roof melts due to heat escaping from your home or from the sun’s rays, water trickles down towards the edge. Now, the house’s eaves (the part of the roof that overhangs at the bottom) are usually colder because they’re beyond your home’s insulation. So, when that melted snow reaches the colder eaves, it refreezes, creating this ridge or “dam” of ice. 

Why is this a problem? As more snow melts and trickles down, it hits this dam and has nowhere to go. Instead of harmlessly dripping off your roof or flowing into the gutters, the ice dam traps the water. Over time, this backed-up water can seep under the roof shingles. This can potentially lead to leaks inside your house. Ice dams can cause damage without making their presence overly noticeable. 

Image created by Custom Exteriors to explain how ice dams work

So, while those hanging icicles might look pretty, they can sometimes signify a more significant issue. Ice dams can be the culprit behind water damage in many homes during the winter months. The first step in tackling this winter challenge is being informed about what they are and how they form. 

What causes ice dams?

In the heart of winter, when icicles elegantly drape from the edge of your gutter, an unexpected process can take place on your roof. Ice damming. But what are the root causes of ice dams? 

Firstly, consider the warmth of your home during the cold months. This heat tends to rise, meeting the underside of the roof. When it does, it can prompt the snow directly above to melt, even if the outside temperature seems bitterly cold. 

Interestingly, the temperature is not uniform across the entirety of your roof. The higher sections, mainly those closer to the peak, are generally warmer due to the upward-moving heat from the house’s interiors. On the flip side, the roof’s eaves or overhanging parts are often colder. They stretch beyond the home’s main structure and are not influenced by indoor heating. So, as the melted snow from the warmer parts travels down the roof’s slope, it encounters the colder eaves. Here, it refreezes, layer by layer, leading to the ice dam’s creation. 

This same effect can be caused when your gutter system is clogged and does not allow for adequate water drainage. Without a way to drain away from your property, this melted snow will refreeze in place, creating an ice dam at the edge of your roof. This causes the formation of ice dams, which can easily be prevented with some routine exterior maintenance. 

Lastly, ice dams can also form due to inadequate insulation and venting in your attic space. These can cause more heat to escape the roof, increasing the snow melt. As this melt reaches the cooler section of the roof, it can refreeze, causing an ice dam to build. 

Infographic explaining what causes ice dams on your roof

Do Ice dams cause damage?

When you think of a dam, you might imagine it holding back a large body of water. Similarly, an ice dam holds back melting snow. But unlike the dams we are familiar with, roofs are not designed to hold water. As the ice dam grows, it creates a pool of water behind it. This standing water is the first point of concern. As mentioned, roofs are designed to shed water, not let it stand. The longer water remains pooled, the more time it has to find a way inside. It can start to seep under shingles, trickle down the roof decking, and, ultimately, penetrate the home’s interior. This can lead to a series of issues:

Understanding the potential damage ice dams can cause is the first step toward proactive prevention. Recognizing the potential damage and costly repairs that can be caused by ice dams allows homeowners to take preventative action. In doing so, they are ensuring their homes remain safe and damage-free during the icy grips of winter. 

Preventing ice dams: pro tips for a damage-free winter

You now know the hidden hazards of ice dams, so naturally, the next question is: how can you prevent them? Prevention is always better (and usually cheaper) than the cure, especially regarding home maintenance. So, let’s jump into some expert-backed strategies to prevent ice dams from damaging your home. Keys to controlling ice dams include: 

  • Remove snow from the roof
  • Complete regular gutter system maintenance
  • Install heat cables along the eaves of the roof
  • Ensure proper roof ventilation
  • Reduce interior air leakage

Preventative measures to prevent ice dams

It’s important to remember that one of the main issues that cause ice dams is the heat escaping from your home and melting the snow on your roof. By boosting the insulation in your attic, you can ensure the heat stays where it belongs – inside your home and not warming the roof. Ideally, aim for an insulation value (or R-value) that’s recommended for your specific region. Energy Star breaks down recommended R-values for areas throughout the United States. 

Another consideration is to improve your attic ventilation. A well-ventilated attic helps maintain a cooler roof. In doing so, it reduces the chances of snow melting and refreezing. A great option to increase ventilation is to consider adding ridge and soffit vents. These will create a natural flow of cold air, keeping the entire roof at a consistent temperature. A reputable roofing contractor can properly calculate the appropriate number of roof vents your system needs. 

Lastly, property owners have seen success in preventing ice dams by installing heat cables along the eaves of their homes. Consider installing heat cables in a zigzag pattern on your roof and in your gutters for particularly troublesome areas. When activated, they create channels for the melted snow to flow off the roof, preventing the formation of ice dams. We find this strategy to be particularly beneficial in areas like the Colorado mountains, where there is the potential for heavy snowfalls and outside temperatures that prevent the snow from quickly melting. 

Maintenance measures that help prevent ice dams

After a heavy snowfall, consider using a roof rake with a long handle to clear the snow off the edges of your roof. This reduces the amount of snow available to allow ice dams to form. However, remember always to exercise caution and safety when doing this. Heavy snow and heights may make this project out of reach for some due to physical limitations. 

Another area that can help prevent ice dams is sealing air leaks in your home. Little gaps and cracks in your home might seem harmless, but they allow warm air to escape, contributing to the snow melting on your roof. So, check around electrical cables, exhaust vents, and places where walls meet the ceiling. Sealing these gaps can be a game changer. 

Additionally, it is essential to ensure your gutters are free of leaves, twigs, and other debris. Clear gutters help melted snow flow off your roof efficiently and prevent it from refreezing. Gutters should be cleaned in the shoulder seasons before the harshest weather months. 

Lastly, whether it is due to physical or time limitations, sometimes it’s just best to consult a professional roofer. If you’ve had recurrent issues with ice dams, are uncertain about your home’s preparedness, or cannot complete the tasks above, consider getting a home energy audit. Professionals can provide tailored advice and solutions specific to your home’s needs. 

avoid Winter challenges to your roof

Winter, with snowfall and cozy moments, can be a magical season. But as with all things, it comes with its own set of challenges – ice dams being a prime example. At Custom Exteriors, we believe that knowledge is power. So, by understanding what causes ice dams, recognizing their potential for damage, and arming yourself with proven preventative strategies, you’re setting the stage for a damage-free winter.  Remember that our homes require care and preparation to weather the colder months. 

If you ever find yourself unsure or overwhelmed, don’t hesitate to seek professional advice. In the age of information, resources are generally just a click away. Many exterior companies provide regular maintenance plans to assist with the tasks required to keep a healthy roof system. So, stay informed, stay prepared, and enjoy a peaceful home this winter. As always, if you have questions, we’re here to help you make the most of every season. Safe and sound.

Photo from a roof inspection conducted by Custom Exteriors

Why Get A Roof Inspection This Fall?

by commercial roofing solutionsResidential roofing
Photo from a roof inspection conducted by Custom Exteriors

Three important reasons to get a roof inspection this fall

As the leaves start to change and a crisp chill fills the air, it’s that time of year again – fall. While many of us relish the season for pumpkin spice lattes and cozy sweaters, homeowners should also remember that fall is the time for exterior maintenance tasks before our harsh winter months arrive. This makes it the perfect time for one of your bi-annual roof inspections. Yes, you read that right! A roof inspection should be conducted bi-annually! In the spring and fall, on the shoulder of the severe weather months here in Colorado. 

A roof inspection this fall can save you from costly headaches down the road when your roof experiences heavy melting snow this winter. By identifying those problems early, you may be able to prevent issues such as mold, rot, and even structural damage. In this article, we’ll delve into three important reasons why fall roof inspections should be at the top of your home maintenance checklist. 

Why proactive roof maintenance matters

Bi-annual roof inspections can identify issues

Your roof is your home’s first line of defense against the elements, and it plays an important role in maintaining your home’s structural integrity and comfort. So, neglecting your roof can lead to costly repairs down the line. With this in mind, taking a proactive approach to your home maintenance is key. Here’s why proactive maintenance matters:

What does proactive roof maintenance involve?

Now that we’ve established the importance of proactive maintenance let’s take a closer look at what this process involves:

  • Regular Inspections
  • Timely Repairs
  • Gutter Maintenance
  • Trim Overhanging Branches
  • Check For Attic Issues

As part of your regular maintenance, you should schedule bi-annual roof inspections. We recommend these inspections be performed in the spring and the fall. Because Colorado experiences the harshest weather in the summer and winter, spring and fall roof inspections can catch any issues before they worsen. During this inspection, a qualified roofing professional will examine your roof for signs of damage, such as missing or damaged shingles, loose flashing, and clogged gutters. 

If the inspection shows any problems, addressing them promptly is important. This is because timely repairs can prevent minor issues from becoming major headaches. This often saves you money in the long run. This includes trimming any overhanging tree branches. They can scratch and damage your roof. Because of this, during this inspection, they should be cut back to prevent damage and minimize the risk of falling branches during a storm. 

Another critical part of a roof inspection isn’t part of the roof system; it’s your gutters. It’s important to inspect and clean your gutters regularly to ensure they are free from debris. Clogged gutters can lead to water backup and damage your roof and home’s foundation. While the inspection covers other systems of your home, a roof inspection should include checking the attic for any issues. Your attic plays a significant role in your roof’s health. So, ensure it is adequately insulated and ventilated to prevent moisture buildup. If left unchecked, it can lead to roof damage and mold growth. 

Findings of granule loss in gutters during bi-annual roof inspection

The benefits of proactive roof maintenance

Taking good care of your roof goes a long way, and it’s not just about fixing leaks. As a homeowner, your home protects everything that matters. With that in mind, let’s dive into why proactive roof maintenance is crucial. 

First and foremost, there’s a financial aspect. When you proactively maintain your roof, you safeguard your hard-earned money. So, by identifying and addressing problems early on, you can avoid the significant expenses of major roof repairs. In the worst-case scenario, roof damage can result in the need for a complete roof replacement. Keeping this in mind, regular roof maintenance is a smart financial move that keeps your budget intact. 

Next, let’s consider the value of your peace of mind. Your home is your sanctuary. A well-maintained roof ensures that it remains a secure and comfortable space. You want your home to withstand anything Mother Nature brings your way. Rain, snow, wind, hail – your roof acts as a shield during unpredictable weather conditions. So, knowing you’ve done your part to ensure this protection is reassuring. 

Infographic explaining the benefits of regular roof maintenance

roof maintenance: Protecting your investment

Maintaining your roof proactively also aligns with cost-effectiveness. A properly cared-for roof supports optimal insulation and ventilation. This leads to reduced energy consumption. So, this eco-friendly approach lowers your utility bills and minimizes your environmental footprint, contributing to a greener world. 

Furthermore, a well-maintained roof can significantly enhance your home’s resale value. So, when you decide to sell your property, a roof in excellent condition becomes a valuable selling point. It also signals to potential buyers that the home has been well-preserved. This could lead to a higher selling price and smoother transaction. 

In summary, proactive roof maintenance is vital to your home’s longevity, financial well-being, and peace of mind. Don’t wait for problems to arise; take action now to ensure your roof can endure our severe weather months. 

Prepare your roof for winter weather: why winter roof Preparation matters

What is the significance of getting your roof ready for the winter season? Well, winter, especially here in Colorado, can be quite demanding. It can come with heavy snowfall, icy conditions, and fluctuating temperatures. Your roof faces the brunt of these elements, making winter preparation essential. Here’s why: 

1. Snow Load Management:

Colorado is known for its substantial snowfall, and the weight of accumulated snow can exert significant pressure on your roof. So, if your roof is not in great condition, it could struggle to handle this load. A professional inspector will assess your roof’s structural integrity during a fall roof inspection. This should include the condition of the shingles and support structures to ensure they can withstand possible heavy snow. 

2. Ice dam prevention:

Ice dams can wreak havoc on your roof. They form when warmth from your home melts snow on the roof, which then refreezes at the eaves, creating ice buildup. This can damage your shingles, gutters, and potentially lead to interior leaks. So, a comprehensive roof inspection includes an evaluation of your insulation and ventilation to prevent ice dam formation. 

3. Gutter Maintenance:

Clogged gutters obstruct proper water drainage, leading to water backup and potential freezing. This can result in roof damage and even compromise your home’s foundation. So, an extensive roof inspection involves inspecting and cleaning gutters to prevent these issues. 

4. Shingle Health:

Shingles serve as your roof’s primary defense against the elements. With its temperature fluctuations, Colorado’s weather can cause asphalt shingles to expand and contract. This can lead to damage, such as cracks, curling, or missing shingles. So, during a roof inspection, a roofing professional will identify and address any shingle issues to prevent potential leaks. 

5. Flashings and Seals:

Flashing protects vulnerable areas of your roof, and sealing around vents and chimneys can deteriorate over time. This deterioration can result in water infiltration and leaks. Roof inspectors will thoroughly examine these areas and make necessary repairs to maintain the integrity of your roof. 

6. Attic Ventilation:

Adequate attic ventilation is essential to maintaining a consistent temperature on your roof. It helps prevent ice dam formation, moisture buildup, and premature aging of roofing materials. So, your roofing inspector will ensure that your attic ventilation functions effectively. 

Winter roof preparation goes beyond just staying warm and dry. It’s actually about safeguarding your home and investment. A fall roof inspection is your proactive measure to ensure that your roof can endure the challenges of Colorado’s winter. 

Enhancing energy efficiency and sustainability

When it comes to your home, energy efficiency and sustainability are more than just buzzwords; they’re smart choices that impact your comfort and the environment. Let’s start with the perks you’ll notice in your wallet. A well-maintained roof plays a pivotal role in maintaining your home’s temperature. This means less heat escaping in the winter and less heat infiltrating in the summer. When your home maintains a consistent temperature, your heating and cooling systems don’t have to work as hard. The result? Lower energy bills, which is music to any homeowner’s ears. 

Energy-efficient homes also consume less energy, which translates to fewer greenhouse gas emissions. So, when your roof is in good shape, your home requires less energy to keep you comfortable. This reduces your carbon footprint and contributes to a greener, more sustainable future for all of us. 

"The design and material of your roof will determine the solar reflectance index of your home. The higher the SRI of your roof, the more energy-efficient your home will be."  ~ Ecowatch

Long-term savings in a comfortable living space

Sustainability isn’t just about the here and now. It’s also an investment in the future. So, when you optimize your roof’s energy efficiency, you’re also extending the life of your roofing materials. This means fewer replacements, less waste, and more money saved over time. It’s a win-win for your wallet and the planet. 

Now imagine a home that stays cozy in the winter and refreshingly cool in the summer. Proper roof insulation and ventilation, part of proactive maintenance, make this a reality. You’ll enjoy a comfortable living environment year-round and save money simultaneously. 

Enhancing energy efficiency and sustainability through proactive roof maintenance isn’t just about saving money or being eco-conscious; it’s about creating a more comfortable, responsible, and cost-effective living environment. So, when you schedule that fall roof inspection, remember you aren’t just caring for your roof. You’re actually taking a step towards a more sustainable future. Your home will be more efficient, your bills will be lower, and you’ll contribute to a healthier planet. It’s a small change that leads to significant rewards. 

Hail damage to a roof in Northern Colorado located by Custom Exteriors during a roof inspection

Identifying Roof Damage

by commercial roofing solutionsResidential roofing
Hail damage to a roof in Northern Colorado located by Custom Exteriors during a roof inspection

how to identify roof damage with a roof inspection

At Custom Exteriors, we’ve seen firsthand how damaging Northern Colorado’s weather can be to roofs. In fact, just this season, we’ve witnessed several significant hail storms roll across the region, leaving a trail of damaged roofs in their wake. While the signs of roof damage aren’t always obvious, it’s crucial to inspect your roof after severe weather to catch any issues early before they turn into costly repairs. 

In Northern Colorado, we experience extreme weather conditions that can lead to significant roof damage, especially during hailstorms and high winds. Just this season alone, we’ve responded to numerous calls after hailstorms hit various parts of the area, leaving homes vulnerable to leaks and structural damage.

Roof damage typically stems from several causes. Weather, of course, is a primary culprit. Hail can leave dents or cracks, while wind can loosen or tear off shingles. Over time, debris like tree branches and even normal wear from sun exposure can weaken your roof’s integrity. Without proper attention, small issues can quickly become large, costly problems.

That’s why regular roof inspections are so important. They allow you to catch these issues before they escalate. By staying ahead of potential damage, you can prolong the life of your roof and avoid unexpected repair bills. Plus, regular maintenance often helps with insurance claims and ensures that your roof is always ready to stand up to whatever weather comes your way.

In this guide, we’ll show you how to identify roof damage safely without ever needing to get on the roof yourself. Safety is a top priority—especially after a storm—so we’ll focus on what you can observe from the ground and when to call in a professional.

Hail damage to asphalt shingle discovered during a roof inspection by Custom Exteriors

Safety First: stay inside until the storm has passed

Unfortunately, most of us have experienced the stress of a damaging storm that affected our home or business. Some of the more damaging storms we have worked on have left customers with broken windows, skylights, and water leaking inside their homes. When working in an emergency situation, our first consideration is always the safety of our team and the property owners. Of course, everyone involved wants action taken, such as emergency tarping and clean up; however, waiting until the storm has passed to do so is imperative. While it is stressful to see your home or business impacted by damaging weather, your first consideration should be to keep your family and yourself safe. 

If a storm is in progress, it’s important to stay indoors until it’s completely over. Your roof might have sustained damage, but venturing outside during a storm puts you at unnecessary risk. Whether it’s from hail, lightning, or flying debris, the potential for injury is high.

Once the storm has fully passed, that’s the time to begin assessing the situation, but safety is still key. Avoid the temptation to climb on the roof yourself. Even if the damage seems minor from the ground, walking on a potentially compromised roof can be extremely dangerous. Loose shingles, hidden cracks, or soft spots may give way under your feet, leading to a serious fall.

Instead, inspect your roof from the ground. Look for visible signs of damage, like missing shingles or dents, but don’t take any risks by trying to climb up. Also, be on the lookout for hazards like loose debris or fallen power lines in the area, which can present additional dangers. After a storm, it’s always best to leave the detailed inspection and any necessary repairs to licensed roofing professionals who have the experience and equipment to handle it safely.

By staying patient and keeping safety in mind, you can ensure both your well-being and that your home receives the proper attention it needs.

The Roadmap to a smart roof inspection: 4 steps to safety

Once the skies have cleared, it’s time to get a handle on the damage caused by the storms. So, here is your step-by-step path to identify roof damage in the storm’s aftermath.

  • It's important to be patient in the aftermath of a storm. Your findings will be more accurate if you aren't fighting severe weather to get them.
  • Once the storm has passed, ensure it is safe to go outside. Check for fallen trees, powerlines, or any debris that could cause injury.
  • Check for visible damage to your siding, windows, gutters, or paint. Damage to these other systems likely indicates roof damage.
  • If damage is visible after your ground inspection, it's time to call in the experts. They are trained to safely inspect and identify any damage incurred.
How to identify roof damage from the ground after a storm

When looking for roof damage after a storm, signs that you may need a professional roof inspection include: 

  • Missing shingles on your roof or shingles on the ground around your home.
  • Damage to your windows, siding, or paint.
  • Signs of damage along the ridge or eaves of your roof.
  • Signs of pooling water on your roof or leaking into your property.
  • Dents or damage to the metal vents on your roof.

If you encounter any of these signs, it’s time to call a professional roofing company to do a formal inspection of your property for hail damage. Additionally, if you experienced extremely high winds or hail over an inch in diameter, it’s a good idea to have your roof inspected even if you don’t see damage from the ground level. Unrepaired roof damage can cause problems such as leaks, mold, mildew, ice dams, and more. Most local roofers will provide a no-cost roof inspection. 

What to do if you think you have roof damage

If your post-storm inspection leads you to believe you may have hail damage or you experienced a weather event severe enough to justify an inspection, it’s important to contact a professional roofer. Professional roofing companies have HAAG-Certified Roofing Inspectors on staff who can guide you through the insurance replacement process and identify all the damage that needs to be addressed, ensuring your home is brought back to its pre-storm condition. 

It’s easy to spot a missing shingle, but what about the underlying issues that aren’t immediately visible? Choose a roofing professional who can spot potential problems before they escalate. Water intrusion, structural issues, and hidden damages should fall within their expertise. 

precision and prevention: Tailored solutions for your needs

Roof systems demand a level of precision that extends beyond the obvious. The roofing professional you choose should meticulously inspect your roof’s components—vents, chimneys, skylights. This inspection should thoroughly check for any signs of damage. By identifying issues sooner, you are saved from costly repairs. This also helps to prevent further damage to your home’s structural integrity.

Over the years, we can’t count the number of issues that we have seen that could have been prevented with a proactive approach to the damage. Unfortunately, many property owners don’t see signs of immediate damage and just assume their roof is fine. This has resulted in interior damage, mold, mildew, structural issues, and more. It’s a good practice to have your roof inspected after every major weather event involving winds in excess of 70 mph or hail larger than one inch in diameter. We also recommend our customers conduct routine maintenance on all of their exterior systems to catch damage that may otherwise go unnoticed.  

Why you should leave roof inspections to the professionals

One of the biggest mistakes homeowners make after a storm is attempting to climb onto their roof to assess the damage themselves. While it may seem like a quick solution, it’s important to understand the dangers involved. After a storm, your roof may be compromised in ways that aren’t immediately visible from the ground. Loose shingles, weakened areas, and debris can all create an unsafe environment for walking. Climbing onto an unstable roof puts you at serious risk of slipping, falling, or causing further damage.

At Custom Exteriors, we always emphasize the importance of leaving roof inspections to trained professionals. Our experienced roofing crews are skilled in safely diagnosing roof damage, even in the trickiest situations. With the right tools, safety equipment, and expertise, we know how to thoroughly inspect a roof without endangering anyone or causing additional issues. We understand how to identify hidden problems, from small cracks that could lead to leaks to structural weaknesses that require immediate attention.

By choosing professional roofers, not only are you prioritizing your safety, but you’re also ensuring that any damage is properly documented. We provide detailed reports on the condition of your roof, along with recommendations for any necessary repairs. This helps you understand the extent of the damage and plan the appropriate course of action, whether it’s a simple fix or a more involved repair. Plus, with a professional inspection, you’ll have everything you need for an insurance claim, making the entire process smoother and more efficient. Remember that most professional roofing companies will provide no-cost, no-obligation inspections!

A stronger home starts with you

Roof damage is often easy to miss, especially after a storm, but catching issues early is key to avoiding more costly repairs down the road. At Custom Exteriors, we understand how critical it is to stay on top of roof maintenance, especially with the extreme weather conditions we face here in Northern Colorado. Whether it’s hail damage, wind-driven issues, or the gradual wear and tear from daily exposure, regular roof inspections are essential to protecting your home.

While it’s tempting to try and assess the damage yourself, especially when you can spot a few missing shingles from the ground, climbing onto your roof is never worth the risk. Trust the professionals to handle the inspection safely and thoroughly. Professional roofers are not only equipped to diagnose roof damage, but we also provide detailed reports and repair plans to get your roof back in shape quickly and efficiently.

By staying proactive and relying on experienced roofing professionals, you can ensure that your home remains secure and ready to weather whatever storms come next. Let us handle the tough job of keeping your roof in top condition so you can enjoy peace of mind, knowing your home is well-protected.

Ladder safety infographic made by Custom Exteriors

Ladder Safety In Exterior Maintenance

by Other Articles
Ladder safety infographic made by Custom Exteriors

Ladder Safety In Exterior Maintenance

We understand that exterior home maintenance tasks can sometimes take you to greater heights – quite literally. Whether you’re tackling roof repairs, cleaning gutters, or painting that hard-to-reach trim, using a ladder is often a necessary part of the process. However, as much as we prioritize the beauty and value of your home, we prioritize your safety even more.

In this article, we’ll be your guides through the vital aspects of ladder safety in exterior home maintenance. From selecting the perfect ladder for the job to ensuring you’re equipped with the knowledge to inspect, place, and use it correctly, we’ve got you covered. We’ll take you step by step through the essentials, including optional safety equipment and the importance of being aware of your surroundings.

What we will cover: 

  • When to choose an extension ladder
  • Inspecting and placing an extension ladder
  • Setting up and climbing safely
  • Optional safety equipment
  • Awareness of your surroundings

At Custom Exteriors, we believe that a beautiful home starts with a safe home. Let’s discuss the ins and outs of ladder safety to make sure you’re equipped with the knowledge and confidence to tackle your exterior home maintenance tasks with peace of mind. 

"More than 22,000 people across the U.S. are injured while using ladders each year. Approximately 65% of those ladder fatalities came from moveable ladders."   ~U.S. Bureau of Labor Statistics

Selecting the Appropriate Ladder for Maintenance at heights: Making Safety a Priority

The importance of ladder selection cannot be overstated when tackling tasks that require the use of a ladder, like accessing your roof for inspection or cleaning your gutters. The right ladder improves your efficiency and keeps you safe throughout the process. So, how exactly do you choose the right ladder for roof access and gutter cleaning?

Ladders come in various types, each designed for specific purposes. An extension ladder is a go-to choice for roof access and gutter cleaning due to its versatile design and adjustability. Extension ladders are designed to extend and retract, allowing you to reach different heights easily. Extension ladders are duty-rated from light duty to extra heavy duty. They are generally built with either two or three sections that are able to extend and increase the length of the ladder. These sections are called “Fly Sections.”

Factors to consider when choosing an extension ladder for roof maintenance

Factors to Consider When Choosing an Extension Ladder

  • Appropriate Height
  • Weight Limits
  • Material Choices
  • Additional safety Features
  • Ease of use and storage

Height and weight matters

One crucial factor is selecting an extension ladder of the appropriate height. The ladder should be tall enough to comfortably reach the roof or gutter area without requiring you to overextend yourself. Overreaching on a ladder can lead to instability and an increased risk of falling. The ladder should extend past the roof approximately three feet rather than right at the roof line. 

It’s important to make sure the ladder you choose can support your body weight and any additional weight from the tools and equipment you’ll be carrying. Extension ladders typically come with a working load capacity rating. Select a ladder that exceeds your combined weight and the weight of your tools. Remember that roof and gutter maintenance can require heavy tools and high-pressure water when choosing the ladder for your home. 

 

Material Choices

Extension ladders are commonly available in aluminum and fiberglass. Aluminum ladders are lightweight and rust-resistant, while fiberglass ladders are non-conductive but generally heavier. Choose the material that best suits your needs and environment. When choosing which material best suits you, consider your personal strength limitations, surrounding hazards (like electrical lines), and the ladder’s intended use. 

A ladder with sturdy construction and solid locks helps protect you while working at heights. Features like swivel feet and rubberized bases provide better stability on different surfaces.

 

safety and storage

Look for extension ladders with safety features like rung locks, non-slip rungs, and stabilizing mechanisms. These features enhance stability and prevent accidents.

Lastly, consider the portability and storage requirements of the ladder. Extension ladders can be long when fully extended, so ensure adequate storage space. There are models available that compress for storage and transportation, but extended height may be smaller, which may not work for some homeowners. 

Selecting the appropriate ladder is the foundation for successful and safe roof access and gutter cleaning. A ladder that is appropriately sized, capable of supporting your weight and equipment, and equipped with necessary safety features will significantly reduce the risks associated with working at heights. Remember, choosing the right ladder is an investment in your safety and peace of mind. Prioritize safety and ensure that each time you use the ladder, you can apply some simple steps to help increase your safety level while working at heights. .

 

Inspecting an extension Ladder

Before you start any exterior home maintenance project, establishing a rock-solid ladder safety foundation is crucial. This step involves two critical aspects: performing a thorough ladder inspection and mastering the art of securely placing your extension ladder.

Before climbing a ladder, always check the following: 

  • Structural Integrity
  • Rung locks & spreaders
  • Stabilizers & Feet

Inspections lead to safe repairs

 

When it comes to ladder inspection, start by checking the ladder’s structural integrity. Examine its rails, rungs, and joints for any signs of rust, cracks, or damage. Ensuring that the rung locks and spreaders are functioning correctly is important because these components contribute to the ladder’s stability while in use. Don’t overlook the stabilizers and feet – they play a significant role in preventing slippage and wobbling.

At Custom Exteriors, we emphasize the significance of these ladder safety steps. Our goal is to empower you with the knowledge to approach your exterior home maintenance tasks confidently, knowing that you’ve laid the groundwork for a safe and successful experience. 

How to inspect a ladder for safety

Mastering the Art of Placing an Extension Ladder Securely

Infographic made by Custom Exteriors to explain the basics of setting up an extension ladder

At Custom Exteriors, we are passionate about upgrading your exteriors and beautifying your exteriors – we’re equally passionate about your safety. Placing a ladder might seem like a straightforward task, but it’s a critical step that sets the tone for a secure and successful exterior home improvement project. 

Placing a ladder properly goes beyond simply propping it against a surface. It involves strategic decisions that directly impact your safety while working at heights. Here’s why it matters:

Safety steps to safely place an extension ladder

Climbing with Confidence: Safe Climbing Techniques for Extension Ladders

How to safely climb an extension ladder

When it comes to exterior home maintenance, mastering the art of climbing an extension ladder is essential. At Custom Exteriors, we’re dedicated to enhancing your home’s appearance and ensuring your safety throughout the process. Let’s explore the proper techniques for climbing an extension ladder safely. 

In the previous steps, we learned how to properly place your extension ladder, avoid obstacles, and the best ways to start with a stable foundation. As you can see in the photo above, when setting your ladder, ensure it extends past the roof level by several rungs to ensure safety by being able to exit the ladder onto the roof. 

As you begin climbing, always maintain three points of contact with the ladder – two hands and one foot or two feet and one hand. This balanced approach minimizes the risk of tipping. Keep your face on the ladder at all times. Avoid the temptation to twist or turn your body, as it can lead to instability. Remember to ascend or descend one rung at a time, using deliberate and controlled movements. Rushing can compromise your balance and safety.

As you climb, position your hips between the ladder’s side rails as you climb. This technique helps maintain your center of gravity and enhances stability. Lastly, always keep your body within the ladder’s side rails. Overreaching can cause the ladder to become unbalanced, leading to accidents.

Optional Safety Equipment: increasing the safety of your project

At Custom Exteriors, safety is our top priority, which extends to every aspect of your home improvement journey. By following these safe climbing techniques and considering optional safety equipment, you’re equipping yourself with the tools to tackle exterior tasks confidently. Some optional safety equipment you may consider to enhance your safety while maintaining your home include

  • Ladder Stabilizers
  • Standoff Arms
  • Ladder Mitts
  • Harnesses and Fall Protection

Ladder stabilizers provide a broader support base at the top of the ladder, reducing swaying and wobbling. Ladder stabilizers are especially useful when working near corners or edges. 

Standoff arms create a gap between the ladder and the wall, preventing damage to the surface and offering better stability, especially on uneven surfaces. 

Ladder mitts, or cushioned pads, provide extra grip between the ladder and the surface it rests against. They help prevent scratches and improve traction. 

Consider using a safety harness and fall protection equipment for tasks requiring prolonged ladder use. Each homeowner should assess their physical limitations, decide if they can do this maintenance, and follow all appropriate safety measures. 

Surroundings Awareness: Ladder Safety in Exterior Maintenance

When it comes to exterior home maintenance, the safety of your surroundings is as critical as your ladder skills. Let’s explore why being aware of your surroundings while working with a ladder is essential to safety.

Whether you’re cleaning gutters, repainting, or conducting roof repairs, being vigilant about your surroundings is a non-negotiable aspect of safety. We hope this guide has helped make your exterior home maintenance safer. Our goal is to ensure that you’re equipped with the knowledge and tools to create a secure and transformative home improvement journey. Stay tuned as Custom Exteriors provides more expert insights and we continue to explore ways to improve your safety and make your projects both rewarding and risk-free.

Exterior roof maintenance by Custom Exteriors

Are Home Maintenance Plans A Good Investment?

by Other Articles
Exterior roof maintenance by Custom Exteriors

Table of Contents

Are Home Maintenance Plans Worth The Cost?

Every homeowner knows that there are times when homeownership isn’t all it’s cracked up to be. In addition to all the great things about owning your home, homeownership also comes with some hassles. Would you rather watch your favorite football team on a Sunday afternoon or clean your gutters? I suppose it depends on who your local football team is, but regardless, the tasks needed to keep you home in good, working condition aren’t typically the most fun.

Maintaining the exterior components of your home, such as the roof, siding, gutters, and windows, is important for preserving your property’s value and protecting it from weather-related damage. Home maintenance plans can offer a structured approach to keeping these vital parts of your home in good condition. Life is busy, and it is easy to overlook or neglect essential maintenance tasks. 

These plans typically provide regular inspections, minor repairs, and preventive maintenance services, helping to identify and address issues before they develop into costly problems. Some homeowners can extend the life of their exterior features and avoid unexpected repair expenses. This proactive approach not only improves the condition of your home but also provides peace of mind, knowing that your property is well-cared for year-round. This brings to mind a few critical questions. Would having a maintenance plan in place for my home be worth it? Does it make sense for me to do my own maintenance? How hard is exterior maintenance? How do I prepare my home for winter weather? What should be included in an exterior home maintenance plan?

We will answer all of these questions and more. So, let’s take a thorough look at what it takes to maintain your home’s exterior. With this knowledge, you can confidently make an informed decision about whether or not you need an exterior maintenance plan.

In anticipation of that, let’s take a moment to remember that the most important part of exterior maintenance is safety. Many tasks involved in exterior maintenance are at heights, on a ladder, and involve complicated systems. Before attempting any exterior maintenance, ensure you can use a ladder safely, are comfortable at heights, and understand the requirements to keep the systems being inspected in working condition. Your safety is our top priority. If you have doubts about your ability to safely preform any of these tasks, call a professional roofing contractor to help you protect your home and your safety! 

What should regular exterior maintenance include?

Depending on your location, the exterior of your home is often exposed to harsh elements, including the hot sun, snow, heavy rains, strong winds, and more. Unfortunately, mother nature can take a real toll on your home. 

With this in mind, what should be regularly inspected and maintained on the exterior of your home? 

 

  • Roof
  • Windows
  • Siding
  • Gutter system
  • Paint
  • Landscape

Your roof plays a crucial role in protecting your home from the elements, yet it often goes unnoticed until there’s a problem. It shields your home from rain, hail, and wind, but it also takes on the wear and tear that comes with that duty. That’s why it’s important to have a detailed roof inspection twice a year to check for missing or damaged shingles, cracked caulking, and other signs of wear.

Your windows, siding, and paint are equally important. They not only protect your home but also contribute to its curb appeal. However, constant exposure to weather can lead to dirt buildup, cracks, and damage that need to be addressed regularly.

Lastly, don’t forget about your gutters. While it’s easy to spot issues like damaged siding or peeling paint, neglected gutters can cause serious problems like mold, wood rot, and even foundation damage. Regular maintenance of your gutters is essential to keep your home in good shape.

So, with the components of exterior maintenance identified, let’s take a brief look at what kind of maintenance each system requires, hazards to be aware of, and if exterior maintenance is something you can do yourself! 

What maintenance does a roof require?

Exterior roof maintenance by Custom Exteriors

Your roof is your first line of defense against whatever Mother Nature brings its way. Your roof makes up a large portion of the first impression of your home as well. With such an important task, let’s look at what maintenance means for your asphalt shingle roof. When conducting a roof inspection, the main points that should be assessed for damage include: 

  • Shingles or metal panels
  • Roof flashings
  • Roof vents
  • Gutter system
  • Surrounding fascia, eaves, and rakes
  • Siding and trim accessible above the roofline

"A roof maintenance program can save up to 50 percent over the life of a 30-year roof compared to replacing it every 15-20 years."    ~   Roofingcontractor.com

Does Roof Maintenance Help Save Money?

Maintaining your roof twice a year is an important part of keeping it in good shape, especially in Colorado, where maintenance during the shoulder seasons of severe weather is mandatory. Regular maintenance helps prevent small problems, like cracked caulking or a damaged shingle, from becoming bigger issues. Even minor roof damage can lead to interior water damage, mold, or wood rot. Regular upkeep also saves homeowners money in the long run, helping to extend the roof’s lifespan and avoid the cost of replacing it every 15 to 20 years.

The first step in roof maintenance is to perform visual inspections at least twice a year. These inspections are necessary because they help spot any signs of damage. Issues like cracked or hail-damaged shingles may only be visible during these checks. During the inspection, look for signs of curling, blistering, cracked or missing shingles, and any debris on the roof. It’s also good to inspect flashings, vents, skylights, and any siding or trim above the roofline.

Your gutter system should also be inspected and cleaned at least twice yearly. Clearing out debris, leaves, and sticks ensures proper drainage. It’s also important to check that your gutters are sloped correctly and that downspouts direct water away from the foundation to prevent water from pooling around your home.

While inspecting the roof, clear any organic growth or overgrown tree limbs. Remove moss, algae, or mold if you see any, and trim any trees or bushes hanging over the roof. This proactive approach helps prevent damage from falling debris during storms, giving homeowners a sense of control and preparedness.

roof maintenance requirements

Next up, you should complete a thorough inspection of your roof flashings. Roof flashings are the metal edgings around your chimney, vents, and skylights. It is essential to check these flashings for signs of damage or rusting. Properly sealed flashing is crucial for preventing leaks. This is also a great time to inspect the caulking around vents, pipes, and other roof penetrations. Cracked and damaged caulking is a common source of roof leaks. 

Lastly, a quick visual inspection of the attic to look for signs of water staining, condensation, mold, or mildew. Improper attic ventilation can create serious problems with mold, mildew, and spongy roof decking and even cause your HVAC system to work hard, resulting in a shorter lifespan for your HVAC components. In the end, you should inspect every component of your roof prior to each severe weather season. 

Why is gutter maintenance important?

Are your gutters draining correctly, or are they causing water to pool around your home’s foundation? These are important questions to revisit regularly, as failing to do so could lead to serious damage to your home.

Gutters play an important role in protecting your home’s foundation and exterior walls by directing rainwater away from the structure. However, when gutters become clogged with leaves, twigs, and debris, they can create major problems. Regular gutter maintenance is necessary to ensure water flows properly and to prevent clogs. By clearing out debris and checking for damage or blockages, you can keep your gutter system working efficiently and protect your home from costly water-related issues. Keeping your gutters in good condition is a smart investment in your home’s long-term health and stability.

It’s also important to check that your gutters are properly sloped and that downspouts direct water far enough away from your foundation. These simple checks can help prevent mildew, mold growth, foundation damage, and interior leaks.

As an exterior contractor, we often see problems caused by neglected gutters. Issues like interior water damage, mold, and even cracked concrete or structural damage can all stem from poor gutter maintenance. Regular gutter care is one of the most critical steps you can take to keep your home in top shape.

Lack of gutter maintenance creating mold issues discovered by Custom Exteriors during a siding replacement

Windows, Siding, And Paint

Maintaining the windows, siding, and exterior paint of your home is crucial to preserving its beauty, structural integrity, and overall value. These exterior elements are essential for the visual appeal of your home and serve as protective barriers against the elements. Regular maintenance ensures they can perform their functions effectively, providing comfort and security for you and your family. Here’s why investing time and effort into window, siding, and paint maintenance is a wise decision:

exterior maintenance

One significant benefit of proper maintenance is enhancing your home’s curb appeal. A well-kept, updated exterior creates a positive first impression and increases the overall value of your property. It makes your home stand out in the neighborhood and even more appealing to potential buyers if you ever decide to sell.

Moreover, your home’s exterior faces constant exposure to harsh weather conditions, UV rays, rain, snow, and wind. Routine maintenance helps protect windows, siding, and paint from deterioration. By catching problems quickly, you prevent water intrusion, rot, mold growth, and fading due to sun exposure. 

Additionally, maintenance contributes to the comfort and well-being of your family. When you maintain quality windows and siding, you help prevent drafts and air leaks, creating a cozy living environment. Properly maintained paint prevents moisture from seeping into walls and ceilings, preserving indoor air quality and safeguarding against potential health hazards like mold growth.

Taking care of your home’s exterior also ensures the longevity of materials. Let’s be honest: exterior repairs are not cheap. Regular inspections and touch-ups help extend the lifespan of windows, siding, and paint, maximizing your investment. By preserving the structural integrity of these elements, you can avoid premature replacements and save money in the long run.

Addressing maintenance proactively ensures you can take pride in your home without constant worries about exterior damage. Regularly scheduled maintenance means knowing your home is well-protected and taken care of. That kind of peace of mind is hard to beat.

Are Exterior Maintenance Plans Worth It?

Exterior maintenance is undeniably mandatory for homeowners. Protecting your investment and ensuring the longevity of your property requires regular care and attention to critical components like the roof, siding, windows, gutters, and paint. But the question remains: are maintenance plans worth it for everyone?

The answer lies in understanding your individual needs, abilities, and preferences. Here are some factors to consider when deciding whether a maintenance plan is the right choice for you:

While exterior maintenance is essential for all homeowners, determining if a maintenance plan is worth it depends on your unique circumstances. Assessing factors like time availability, expertise, budget, approach to maintenance, and long-term investment goals can guide you in making an informed decision. Whether you choose a maintenance plan or DIY care, the ultimate goal remains the same: ensuring your home stays in optimal condition, reflecting your pride of ownership for years to come.

Custom Exteriors offers cost-effective exterior maintenance solutions to Colorado and Wyoming residents seeking professional services for their exterior maintenance needs. You can learn more about this service by contacting Custom Exteriors. 

trim screen when replacing screens

How to Replace Your Window Screen

by How-ToWindows
Learn how to replace window screens yourself

How to replace your screens on a budget

Have you ever been caught off guard by the price tag of something you really need? It’s a familiar feeling we can all relate to. Window screens are one such item. Who would have thought that a seemingly simple thing could put such a dent in your wallet? According to Yelp, replacing a single screen can soar to over $700. Yes, you read that right—each! 

As an exterior contractor based in Colorado, we find our team replacing screens annually after our typical summer hail storms. The damage is often strong enough to require repairs to the window screens but does not warrant window replacement. Additionally, to reach the top end of the price range on screens, you are likely referring to custom materials or specialty installations. That being said, in our area, a screen replacement will likely exceed $100.  

Custom Exteriors is here to rescue your savings account. Because of our extensive knowledge and experience with screen replacement, we are confident we can teach you the art of DIY screen replacement—a surprisingly simple task. We’ll guide you through the process and provide a list of essential tools. Spoiler alert: the total cost can be kept well under $50. 

 

Home window sizes vary widely, so the national average cost to install a new window screen covers a wide range as well, from $80–500. Larger screens in premium materials (such as stainless steel or bronze), or screens with moving parts (such as retractable screens), are the most expensive, at $200–750, installed. ~ Yelp

Common DIY Mistakes When Replacing Your Screens

When replacing a window screen, it’s important to be aware of common mistakes often made. One common error is not taking the time to gather and record accurate measurements. Even an error of less than a quarter of an inch can result in a replacement screen that doesn’t fit properly. 

That can then lead to a lack of a tight seal or a screen that is too loose. When a screen is too loose, it can allow bugs and debris to enter. If you are replacing the screen frame as well, it’s important to measure the dimensions of the window frame within an eighth of an inch. You want your new screen frame to be an exact replica of the damaged one. By doing so, you ensure a snug fit for the replacement screen.

 

Materials matter

Completing an exterior remodeling project can be stressful because there are many important choices. You have to choose the right paint color, roof materials, shingle colors and styles, and many other considerations. An often overlooked option that can drastically affect the indoor air quality of your property is the material chosen to replace your window screens. Different window screens are designed for specific purposes. While metal screens are more durable, they come with a higher price tag and can cause poor visibility or reduced airflow. Fiberglass mesh is more affordable; however, it provides a decreased level of durability. 

To ensure the best results, choosing a screen material based on your specific needs is essential. That could include fiberglass, aluminum, or stainless steel. In Colorado, the most common material is fiberglass mesh. While we do encounter metal screens in residential settings, they are slowly being replaced by their fiberglass counterpart. This is partly due to fiberglass mesh being more manageable to work with and more affordable. 

We still find stainless steel and bronze screens in more high-end applications. As part of a high-end exterior remodel, metal screens can make a huge impact. They are also corrosion-resistant, more durable, and can be customized. With that in mind, their thicker composition can cause reduced visibility and airflow. 

Tension And Time

Achieving the correct tension when installing a replacement screen is crucial. Overstretching the screen can lead to warping or tearing. On the other hand, under-stretching can result in a loose and ineffective screen. But what is the right tension? Custom Exteriors has provided comprehensive video instructions teaching you how to rescreen a window screen. Mike walks you through the replacement every step of the way. 

If you watched the DIY video, you can see that we take our time when replacing screens. Skipping steps or rushing through the process is a common mistake. Installing a replacement screen requires patience and attention to detail. If you rush, you’re more likely to make mistakes. When mistakes are made, you may have a screen that doesn’t function properly. Take time, carefully follow the instructions, and double-check your work.

how to replace your screen

The "Need To Know" Parts Of Your Window Screen

What Is This? The Anatomy Of A Screen

Window screens might seem like a minor detail, but they play an important role in enhancing your space’s overall comfort and functionality. It impacts various aspects of comfort, aesthetics, and functionality. By understanding the parts of a window screen, you can make informed choices that align with your specific needs and goals.

The anatomy of a window screen includes elements such as mesh material, frame, and spline. Collectively, these components contribute to better temperature regulation within your living or working spaces. 

components of a screen

Why You Need To Know

By selecting the right mesh material and ensuring a proper fit, you can allow fresh air to circulate. And at the same time, you can keep out insects and dust. This reduces the reliance on air conditioning and heating systems. This then leads to potential energy savings and a more sustainable environment.

An understanding of the anatomy of a window screen allows you to select screens that allow for optimal airflow. Proper ventilation is essential for maintaining indoor air quality and reducing stuffiness.  

From energy efficiency to allergen reduction and enhanced visual appeal, a well-chosen window screen has the potential to transform your indoor environment for the better. Explore the options available and elevate your space with the power of well-designed window screens.

Gathering your tools: Don't start without the screen replacement essentials

Starting on a DIY project is an exciting task. But it’s not uncommon to encounter the frustrating realization that you lack the necessary tools to get the job done. To avoid unnecessary hiccups and make your project run smoothly, gathering all the essential tools beforehand is crucial. 

So whether replacing a window screen or tackling any other home improvement task, having the right tools at your disposal is important. It can save you time, effort, and frustration. Here’s a comprehensive list of the must-have tools we use on a window screen replacement project.

Your Tools

Tools needed for replacing your window screens

Secure the Frame and remove the old materials

Removing old screen materials when replacing a screen

The first step in a rescreen is making sure the frame is stable and removing any old, damaged materials. After you determine that your screen frame is still in working condition, you can begin the process of replacing the screen mesh. In this step, we’ll guide you through securing the frame using duct tape or clamps, safely removing the old spline with a spline removal hook, and removing the damaged screen, leaving you with a clean, prepared frame for reinstallation.

To begin, inspect the window screen frame for any looseness or instability. If you find the frame shaky or anticipate difficulties during the replacement process, consider using duct tape or clamps to secure it temporarily. Applying duct tape to the frame’s corners or using clamps along the edges will keep the frame steady and prevent any accidental shifts while you work on it.

Securing the frame and removing the old materials are critical first steps in replacing your window screen. Using duct tape or clamps to stabilize the frame, carefully removing the old spline with a spline removal hook, and removing the damaged screen, you’re left with a clean and prepared frame ready to install the new screen mesh. Proceeding with these initial steps ensures a smooth and efficient process as you move forward with your window screen replacement project.

 

 

Spline Time

Next, it’s time to remove the old spline. The spline is the rubber-like cord that holds the screen mesh in place. You’ll need a spline removal hook, also known as a spline tool, to do this. Carefully insert the hook into the frame groove where the spline sits and gently lift it. Work around the entire frame, not damaging the frame or the screen mesh. If the old spline is in good condition and fits securely, you may choose to reuse it later in the process.

Once the old spline is removed, inspect its condition. If the spline is intact, pliable, and shows no damage or wear, it can be reused during the reinstallation. However, if you notice any signs of wear, cracking, or brittleness, it’s best to opt for a new spline to ensure a tight fit for the new screen mesh. With the spline removed, it’s time to remove the old, damaged screen. Carefully pull the screen mesh away from the frame, starting from one corner and working your way around. 

Be gentle to avoid any tears or additional damage to the frame. Dispose of the old screen appropriately, or if it’s still in decent condition, consider recycling or repurposing it if possible.

 
Remove all of the old screen materials before starting to rescreen your screen

Measure and cut your new screen material: Precise Preparation

After securing the frame and removing the old materials, the next crucial step in replacing your window screen is to measure and cut the new screen mesh. A precise fit ensures a seamless and effective replacement. This section’ll guide you through measuring the screen dimensions accurately. This includes cutting the new mesh to size and preparing it to install the spline.

Start by measuring the dimensions of your window frame accurately. Use a tape measure to determine the length and width of the frame from the outer edge to the outer edge. Measure both horizontally and vertically, as some frames may not be perfectly square. Record these measurements for reference when cutting the new screen mesh. When cutting the new screen mesh, adding a few inches of extra margin on all sides is essential beyond the actual frame dimensions. This additional margin ensures that you have enough material to fit securely within the frame and allows room for adjustments during installation.

Measure the screen so there is excess on each side of at least an inch

Before installing the spline, double-check that the screen mesh is appropriately aligned within the frame. The mesh should be taut but not overly stretched. Then, ensure it sits evenly along all edges of the frame. This step is crucial as it establishes a secure and visually pleasing window screen. Measuring and cutting the new screen mesh is vital in the window screen replacement process. 

You then ensure a perfect fit by accurately measuring the frame, adding extra margin, and carefully cutting the mesh. This is essential for a functional and aesthetically pleasing window screen. With the screen mesh laid out and ready for spline installation, you’re one step closer to completing your DIY project. You’ll enjoy the benefits of a refreshed window screen in no time.

Reinstall the spline

After measuring, cutting, and laying out the new screen mesh, the next critical step in replacing a window screen is reinstalling the spline. This process involves securing the screen mesh firmly within the frame to ensure it stays in place and functions effectively. In this section, we’ll provide you with some useful tips to make reinstalling the spline easier and achieve professional-grade results.

A spline roller is an indispensable tool for this step. The rounded edge of the spline roller helps you press the spline firmly into the groove of the frame, ensuring a tight fit. When using the spline roller, apply even pressure along the entire length of the spline to avoid any gaps or loose areas. This will keep the screen mesh securely in place and prevent any potential sagging over time.

It is important to distribute the tension evenly as you work your way around the frame. Press the spline into the groove on one side and then move to the opposite side to create balanced tension. Proceed to work your way around the screen, repeating the process on each side until the spline is fully installed.

 

Installing the spline to keep the mesh screen in place when replacing your window screens

Trim Time: Remove The Excess Mesh

After installing the spline all around the frame, you may have some excess screen mesh extending beyond the frame’s edges. Use sharp scissors or a utility knife to trim the excess carefully. Be cautious not to cut too close to the spline, as you want to ensure a secure hold without compromising the tension of the mesh. Once the spline is in place and the excess mesh is trimmed, inspect the screen for any gaps or loose spots. If you find any, use the spline roller to press the spline more securely into the groove or adjust the screen mesh slightly to achieve a snug fit.

Reinstalling the spline is a crucial step in the window screen replacement process. By using a spline roller, starting in the middle, keeping the screen taut, and trimming excess mesh carefully, you can achieve a professional-looking result and enjoy a fully functional window screen. These tips will make the process easier and help you achieve a successful window screen replacement that enhances the comfort and functionality of your home.

And That is all it takes to replace your screens!

Congratulations! You’ve successfully completed all the essential steps to replace your window screens. By securing the frame, removing old materials, measuring and cutting the new screen mesh, and reinstalling the spline with precision, you’ve revitalized your window screens and improved the comfort of your home. If you prefer a visual guide, we’ve got you covered with a helpful how-to video. Additionally, we’ve provided links to purchase the required items from Amazon to make your window screen replacement project a breeze.

 Follow along with our expert instructions and tips to ensure you get the job done efficiently and effectively.

Purchase the required items:

If you need to stock up on the necessary tools and materials for your window screen replacement project, these are the items we use when replacing screens:

  • Duct Tape
  • Mesh Screen
  • Spline
  • Scissors
  • Screen Tools
  • Utility Knife

You’ve now mastered the art of replacing window screens! By following the steps provided by Custom Exteriors, you’ve enhanced the functionality and appearance of your window screens. If you prefer a visual guide, our how-to video will be invaluable for your project. So get started, enjoy the satisfaction of a job well done and the benefits of your refreshed window screens!

 

DIY Made Easy

In conclusion, replacing your window screens is a rewarding and straightforward DIY project that can significantly improve the comfort and functionality of your home. By following the steps outlined in this guide, you can achieve professional-grade results without needing costly professional services.

Remember, having the right tools is critical to a successful window screen replacement. Investing in essential items like duct tape, a new mesh screen, spline, scissors, a spline roller, a spline-removing pick, and a sharp utility knife will make the process smoother and more efficient.

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The screen replacement process
Roof replacement by Custom that was covered by an insurance claim

Roof Replacement Insurance Estimate

by Other Articles
Roof replacement by Custom that was covered by an insurance claim

Navigating Roof Replacement and Insurance Claims

Your home has just been damaged by severe weather. In most cases, this will likely mean navigating not just a roof replacement but also an insurance claim. If you are in this situation and feeling a little overwhelmed, you are not alone. Because most Colorado residents will experience a severe weather event in their lifetime, understanding this process is important whether you’re a homeowner, a business owner, or a property manager. Unfortunately, identifying roof damage, documenting it, and navigating your insurance claim is often difficult. With decades of experience in the industry and a team of insurance specialists, we plan to simplify the insurance-backed roof replacement process. Having an understanding of this process is essential for making informed decisions.

Roof replacement alone, an essential aspect of property maintenance, can be an intimidating task. This becomes even more of an issue when combined with the hassles of an insurance claim. Homeowners need to know their insurance policy specifics, the extent of damage, and the world of roofing materials and labor costs. Navigating this process is much less stressful with understanding insurance terminology, documentation requirements, and inspection procedures. This can easily overwhelm even the most seasoned property owner.

Why is it important to understand this process? In short, it empowers you. Knowledge of insurance-covered roof replacements lets you communicate effectively with insurance adjusters and roofing contractors. It also allows for a better understanding of policy specifics. It also ensures you’re aware of unexpected costs and discrepancies in coverage. This makes the process smoother, and the property owner feels more confident in their decisions. So, let’s gain knowledge that empowers you to protect your property and investment with knowledge and clarity.

How Insurance Timelines Shape Your Roof Replacement

What is considered a "Timely Manner"?

When it comes to protecting your property, time is of the essence. Insurance providers operate under the principle that prompt action leads to protection. Homeowners should make a practice of reporting damage within specific timelines. This will ensure your insurance coverage remains intact. It is a best practice to inspect for damage after any severe weather event. 

Most insurance companies operate on a timeline that allows a year as the window for reporting damage from your date of loss. This timeline plays an important role in determining your coverage. If you surpass this one-year mark, the likelihood of your insurance company covering the damages declines considerably. At this point, the door to coverage starts to close. This highlights the importance of acting quickly.

Why insurance companies care when you file your roof replacement claim

There are several reasons why insurance companies impose this requirement, including:

Unveiling three vital steps for significant impact

When it comes to insurance-covered roof replacements, a lot of planning and strategic actions can make all the difference in securing complete coverage. This section discusses the three steps required for a successful insurance-covered roof replacement based on our experience. Each of these steps, though seemingly small, has the potential to impact your project’s outcome significantly.

Step 1: Document the Damage

Before starting any roofing project, documenting the extent of the damage is the first step. Armed with your smartphone or camera, either you or your roofing contractor should photograph the affected areas from multiple angles. Visual documentation is a powerful tool for showing the actual damage to both your insurance company and potential roofing contractors. These images are clear evidence of the state of your roof prior to repairs, strengthening your position in the claims process.

Documenting Hail damage roof repair

Step 2: Contact your insurance provider

Once you’ve documented the damage, your next move is to get in touch with your insurance provider promptly. Initiate the claims process by submitting the information you’ve gathered. Provide a detailed account of the damage, accompanied by the images you’ve captured. Your proactive approach to reporting the damage can accelerate the claims process and create a smoother experience.

Step 3: Choose a reputable roofer

Selecting the right roofing professional can significantly impact the quality of your replacement project. Look for a reputable roofer with a track record of excellence and integrity. A skilled roofing contractor will not only provide an accurate idea of the condition of your roof, but will also provide a clear and concise estimate. They should also be able to negotiate effectively with your insurance company. Their expertise ensures that the repairs align with industry standards and codes and your insurance coverage, minimizing the potential for discrepancies.

By following these three steps—documenting damage, contacting your insurance provider, and selecting a reputable roofer—you’re setting yourself up for a successful insurance-covered roof replacement. Remember, it’s the thoughtful attention to detail and strategic actions that pave the way for a seamlessly executed project that maximizes both your coverage and peace of mind.

your key to Preventing future property damage

It’s a fact that your roof and its components protect your home. When you see small problems with it, those are signals you should pay attention to. If you take action when you see these signals, you can often stop bigger issues from happening. But if you ignore these signals, even if they seem small, it can lead to more serious problems. 

Issues that may arise when roof repairs are left unchecked

  • damage from water leaks
  • pest invasion
  • Loss of energy efficiency
  • additional damage

Taking care of roof damage immediately is crucial for your home’s safety, comfort, and how long it lasts. Even minor issues can become big headaches if you don’t fix them. For instance, a tiny leak can become a huge water problem that harms your home’s structure and causes mold, which can be expensive to fix.

The longer you wait, the more you’ll probably have to pay. Remember that your insurance company has a deadline for reporting damages if you want to get your roof repaired or replaced through your insurance. So, acting quickly saves you money and keeps things smooth with your insurance.

Issues that may arise when roof repairs are left unchecked

Fixing roof problems isn’t just about making things better now. It’s also about ensuring your property stays good in the long run. When you fix minor issues, you prevent more significant problems from showing up. So, even if it’s just a tiny crack or a leak, repairing it early can help your property stay strong and not have problems later.

In the end, paying attention to roof problems is like getting a heads-up. It’s a way to ensure your property stays in good shape and has no unexpected troubles. So, let’s learn more about how to take care of our properties and keep them safe for the future.

replacement cost value = Actual Cash Value + Depreciation

1. actual cash value

Actual cash value, or ACV, is a method insurance companies use to determine the value of an item damaged or lost in an insurance claim. 

The actual cash value of an item is determined by considering its original purchase price, age, condition at the time of the loss or damage, and the current market value of similar items. Depreciation is taken into account because most items lose value over time due to wear and tear, obsolescence, or other factors. 

It is important to note that insuring your property for its ACV only may result in a lower insurance premium, but it also means that you may receive less money in the event of a claim. With an ACV policy, you will be responsible for the difference between the determined actual cash value of your damage and the cost to restore it to pre-damage conditions. 

2. depreciation

Depreciation is the reduction in the value of an item over time due to factors such as wear and tear, obsolescence, and aging. It is an essential concept in insurance because it affects the amount of money you can receive from an insurance claim. 

When an item is insured, the insurance company may consider depreciation when determining value. Depreciation can be calculated in different ways depending on the type of item being insured. 

It’s essential to understand how depreciation works when purchasing insurance and filing a claim, as it can affect the amount of money you receive from the insurance company. If you have any questions about how depreciation is calculated, you should talk to your insurance agent or read your insurance policy carefully to understand the terms and conditions. 

2. replacement cost value

Replacement cost value, or RCV, is the amount of money it would take to replace an item with a new one of similar quality and functionality. It determines the maximum amount of money you can receive from an insurance claim. 

When you purchase insurance, you may be asked to choose between insuring your property for its replacement cost or its actual cash value. If you choose to insure your property for its replacement cost, the insurance company will pay you the total cost of replacing the item with a new one, regardless of age or depreciation. 

It’s important to note that insuring your property for its replacement cost may result in a higher insurance premium, but it also means that you can receive more money in the event of a claim. Reviewing your policy carefully is essential to understand any limits or exclusions. 

roof replacement insurance payment timeline

In this section, we discuss key terms that play a vital role in understanding your coverage: deductibles, Actual Cash Value (ACV) payment, and Replacement Cost Value (RCV) payment. Whether you’re a homeowner or a business owner, these terms hold the key to making informed decisions when it comes to your roof replacement project.

Your Deductible

Think of a deductible as your initial contribution towards a covered insurance claim. It’s the amount you agree to pay out of your own pocket before your insurance company steps in. When it comes to roof replacements, your deductible is subtracted from the total cost of the repairs or replacement. Choosing a deductible that suits your financial situation is important, as it affects your insurance premium and the amount you’ll need to cover before your insurance kicks in.

ACV Payment

Actual Cash Value (ACV) is how insurance companies calculate the value of what you’re claiming for. They consider factors like the original purchase price, the item’s age, its condition at damage time, and current market values. ACV takes into account depreciation. This means items lose value over time due to wear and tear or other factors. If you have an ACV policy for your roof replacement, keep in mind that you might receive less money in case of damage, as you’ll be compensated for the current value of your roof, factoring in depreciation. When you receive and ACV check, it will be for the depreciated value of your damages. If you have an RCV policy, you will later receive the final payment after repairs are completed. 

RCV Payment

Replacement Cost Value (RCV) payment provides a more comprehensive coverage option. With RCV, your insurance company covers the cost of replacing your damaged roof with a new one of a similar kind and quality without considering depreciation. This means you’re more likely to receive a higher payout that can better match the cost of restoring your property to its pre-damage state. While RCV insurance might come with higher premiums, it can be a reassuring choice for those seeking more complete coverage. 

If you have an RCV policy, once all the repairs are complete, you will receive a final check. This will be for the remaining amount held back when the roof was depreciated. Once repairs are complete, you should be reimbursed for all costs except your deductible. 

In conclusion, as you embark on your insurance-covered roof replacement journey, remember that understanding deductibles, ACV, and RCV payments is vital. By grasping these concepts, you’re equipping yourself to confidently navigate the claims process and ensure that your property’s protection aligns with your needs and financial situation. Feel empowered to make decisions safeguarding your investment while keeping you prepared for any unexpected twists.

insurance summary for northern colorado roof replacement

The front page of your insurance claim,
where everything you need to know is

The front page of your insurance policy contains critical information that you should review and keep handy in case you need to file a claim. This information includes your policy and claim numbers, when the damage was sustained, and all the necessary details for your insurance adjuster. 

When you file a claim, your insurance company will use the information on the front page of your policy to process your claim quickly and efficiently. Your policy number and claim number are unique identifiers that help your insurance company access your policy and claim information promptly.

In addition to your policy and claim numbers, the front page of your policy should also include the date of loss, which is the date when the damage occurred. This information is critical because it helps insurance companies understand the timeline of events leading to your claim.

The front page of your policy should also include information about your adjuster, such as their name, contact information, and the inspection date. This helps you stay informed on your claim and lets you contact your adjuster if you have any questions or concerns. 

In summary, the information on the front page of your insurance summary is critical in a claim. By reviewing and keeping this information handy, you can help ensure that your claim is processed quickly and efficiently and that you receive the compensation you are entitled to. 

insurance summary for roof replacement

The repair pages,
where you talk numbers

The page or pages of a roof replacement estimate that discusses the amounts and what will be replaced are typically called the scope of work or the line item estimate. This page will list all of the individual items that will be replaced or repaired during the roof replacement, along with the cost for each item. 

The scope of work will typically include a detailed breakdown of all the materials that will be used in the replacement, such as shingles, underlayment, flashing, and other necessary components. Each material will be listed with the corresponding quantity and cost so you can see exactly what is being used and how much it will cost. 

In addition to the materials, the scope of work will include the cost of labor and any additional services, such as debris removal and disposal. Each service will be listed with the corresponding price, showing how much labor and services will cost. 

It’s important to review the scope of work carefully to ensure that all of the necessary repairs and replacements are included and that the costs are reasonable and in line with industry standards. If you have any questions or concerns about the scope of work, it’s always a good idea to discuss them with your contractor or insurance adjuster to ensure that fully understand the estimate and what you will be paying for. 

roof replacement insurance summary

where your deductible comes into the equation

In this estimate, depreciation was not taken. However, you can see the line item for the depreciation deduction if it were to be taken. Your deductible and how it affects this process should have been noted on the repair page. 

Every insurance policy has a deductible. Your deductible is a predetermined amount of money a property owner is responsible for if they file an insurance claim. Your insurance company covers any expense over that deductible amount.

When payment is made on your insurance claim, it will work like this. Your initial ACV payment will be made “less the deductible.” Once the ACV is determined, payment is made in the total ACV amount minus your deductible (typically from $500 to $2500), as that is the portion of the claim you are responsible for. 

Often, this is where the claim could be more straightforward for property owners. When they see the term “less deductible,” they think their deductible has already been accounted for. That is not correct. The deductible is part of the estimate as a whole. So, your ACV + your deductible check + depreciation check = replacement cost value. The insurance company owes everything above and beyond the deductible amount. So, the property owner pays $500 or $1000 (or whatever their deductible is), and the insurance company covers all repair costs above that amount. 

Example 1:

A rcv policy with a $1000 deductible

Most homeowners have RCV policies where their insurance company will pay for the total of repairs minus their deductible. 

Let’s say a homeowner suffered roof damage during a hail storm. They have a $1000 deductible. Their asphalt shingle roof had standard architectural shingles, which have an average lifespan of 30 years; however, they were ten years old. Upon inspection, the roof needs to be replaced, and the cost to replace the roof will be $15,000. 

Since the roof is ten years old, approximately one-third of its useful life has passed. In this case, the roof would be depreciated by 33% or $5000. This means that the current actual cash value or ACV is $10,000. When this is paid to the property owner, they will receive the ACV payment in full less the deductible. So, when the ACV check is issued to the homeowner, it will be $9000, with the customer contributing their $1000 deductible. The ACV check + the homeowners deductible = the total ACV amount. 

This leaves $5000 of the remaining replacement cost value or RCV remaining. Once the repairs are complete, the depreciation check will be released in the total repair amount. 

The ACV check from the insurance company (less the homeowner’s deductible amount) + homeowners deductible + depreciation check = replacement cost value (total claim amount).

In this example, the homeowner would have received a $9000 ACV check (the total ACV amount – the deductible) and a depreciation check for $5000. To restore this roof to pre-storm conditions, this homeowner is out-of-pocket $1000.

Example 2:

AN Acv policy with a $1000 deductible

Occasionally, property owners have an ACV policy only. Sometimes, this is in an attempt to save money, but sometimes it comes from needing a clearer understanding of what an ACV policy means. 

The same homeowner suffered roof damage during a hail storm, but they have an ACV policy this time. They have a $1000 deductible. They have a standard architectural shingle roof with an average lifespan of 30 years. However, they were ten years old. Upon inspection, the roof needs to be replaced, and the cost to replace the roof will be $15,000. 

Since the roof is ten years old, approximately one-third of its useful life has passed. In this case, the roof would be depreciated by 33% or $5000. This means that the current actual cash value or ACV is $10,000. When this is paid to the property owner, they will receive the ACV payment in full minus the deductible. So, when the ACV check is issued to the homeowner, it will be $9000, with the customer contributing their $1000 deductible. The ACV check + the homeowners deductible = the total ACV amount. 

This is where things start to change. It still leaves $5000 of the replacement cost value or RCV. However, because this homeowner has an ACV policy only, They will not receive any additional insurance payments. 

In this case, the homeowner would receive a $9000 ACV check ($10,000 ACV amount – deductible), and the remaining costs would be due from the homeowner. In this case, the property owner would be out-of-pocket $6000 to restore their roof to pre-storm conditions. 

MULTI-FAMILY ROOF INSPECTIONS

The Roof Replacement Estimate Process

by Other Articles

Understanding the roof replacement estimate process

your insurance covered roof claim starts at inspection

With decades in the roofing industry, our roofing experts came together to demystify the process of insurance-covered roof replacements. 

In the first part of our three-part series, we covered what to expect during the inspection process at your property. This includes expectations such as: 

  • Safety in the aftermath of a storm
  • Noise expectations
  • Inspection location expectations
  • Documentation of damage
  • Inspection Timing
  • how to choose a contractor

When property owners have the necessary knowledge to establish realistic expectations, the process of roof inspection and its subsequent steps becomes easier to navigate.

It is crucial to understand that the procedure for a storm-related property inspection can differ based on the unique circumstances of the storm and the property involved. Nevertheless, most roof inspections should adhere to the same fundamental principles.

I want to understand the Inspection process
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What to expect during a roof inspection

why are
roof replacement estimates
confusing & complicated ?

Technical Jargon

Roofing professionals may use technical terms that are ufamiliar to the average person. This can make it difficult to understand exactly what work is being proposed and what materials will be used

Variability In Pricing

Roofing estimates can vary widely in price depending on several factors, such as the size or shape of the roof, type of materials used, and the complexity of the work, which can make comparison difficult.

Complicated Systems

Depending on the type of roof, the estimate may be more complex or harder to understand. For example, flat roof replacements require different materials and techniques than standard roofs.

Unexpected Costs

Some roofing estimates may not include all the costs associated with the work. Some items such as permits, disposal fees, or code upgrades won't have pricing before work begins.

are you working with a reputable, local roofing contractor?

Sometimes your roof replacement estimate is confusing on purpose.

Shhhhh, it's a secret.

Imagine completing the process of inspecting your roof, only to receive an estimate for roof replacement that provides a single dollar amount with no further details. Unfortunately, some roofing companies offer estimates to customers that lack transparency and fail to clarify what exactly is included in the given number.

If a roofing company presents you with a “total only” estimate, it’s a clear sign that it’s time to seek out a trustworthy roofing contractor elsewhere. Unethical roofing companies employ various tactics to confuse homeowners with their estimates, deliberately leaving out essential information about the services and materials involved, as well as their respective prices. This approach is often used to sneak in additional charges for services that may not have been rendered or to camouflage exorbitant pricing for a particular service or product.

What's Covered?

Another problem with total-only estimates is the ambiguity they create regarding the repairs carried out on your property. When the initial repairs are not clearly outlined, it can complicate future warranty claims due to the absence of documented details for each completed item.

Ideally, you should collaborate with a trusted local roofing contractor who can offer a transparent scope of work, upfront pricing, and warranty terms that are easy to comprehend. This way, you can ensure that you have a comprehensive understanding of the repairs conducted, and you’ll have the necessary documentation to support any future warranty claims.

What's Wrong With This Picture?

why you don't want to work with a roofing company that provides "Total Only" estimates

When completing repairs on your property, it is essential to understand how much you will be paying and what you are paying for. Choosing a roofing company that doesn’t itemize its estimates or provides total-only estimates can lead to a lack of transparency in the project’s scope and cost. 

Without an itemized estimate, you may not be able to see the cost breakdown of materials, labor, and other expenses. This lack of clarity can make it challenging to understand whether you are getting a fair job price. 

Additionally, an itemized estimate can help you identify potential cost-saving measures or alternative materials that could bring the project’s overall cost down. Without this information, you may pay more than you need to. 

Most importantly, some unscrupulous roofing companies use the unitemized estimate to pad their estimate and inflate pricing. You may end up being charged for labor or material that was not used on your job. 

In summary, it is crucial to work with a contractor who provides a detailed, itemized estimate for a roof replacement to ensure transparency and to make informed decisions about the project’s scope and cost. 

 

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line item estimate_Redacted.pdf

What a roof replacement estimate should look like

roof estimate

a Clear vision of your roof replacement project

A properly done roof replacement estimate should be comprehensive and provide all the necessary information about the project. It should be transparent, detailed, and easy to understand. By providing all the necessary information upfront, the estimate will help you make an informed decision about the project and ensure the work is completed to your satisfaction. Some key elements that a well-done roof replacement estimate should include are:

If you are in need of a roof replacement, it is essential to get an accurate and comprehensive estimate for the project. Occasionally, the damage is discovered after the old roofing materials are removed. In a situation like this, or one where the local building codes require upgrades to pass final roof inspection, these costs should be brought to the attention of the property owner prior to the project getting underway. Informing property owners at the time of the estimate, that code upgrades or space/damaged decking could cause the price of the estimate to increase if discovered when roofing materials are removed, allows them to set realistic expectations for the possible costs associated with the roof replacement. 

Additionally, prices for permits will be determined at the time the permit is pulled and is generally added to the estimate once the amount is known. If your roof is an insurance claim, your insurance company may cover the costs of code upgrades and permitting, depending on your insurance coverage. 

Roof replacement estimate abbreviations:

Saving space, one letter at a time

The unit portion of a roof replacement estimate pertains to the specific measurement or quantity of roofing materials or components required to complete the project. Typically, the estimate specifies this as a distinct amount or measurement, such as the number of squares of roofing material or the linear footage of a flashing.

Breaking down the estimate into specific units allows the roofing contractor to provide a more precise assessment of the materials needed and the associated costs. This breakdown helps property owners grasp the scope and expenses of the project more effectively.

For instance, when estimating the cost of a new roof, a roofing contractor may provide a detailed breakdown of the required materials and their corresponding units. This could include the number of shingle squares, linear footage of drip edge, quantity of vents, and sheets of roofing underlayment.

To save space, these measurements are often abbreviated. Some common abbreviations you might encounter in a roof replacement estimate include:

  • SQ: Square, which is the unit used to measure the area of your roof.
  • LF: Linear Foot, a measurement in a straight line.
  • SF: Square Foot, equivalent to a square with one-foot sides.
  • BD: Bundle of Shingles, where the number of shingles in each bundle may vary.
  • LFV: Linear Foot of the Valley, measuring the length of the roof valley.
  • BX: Box, as many roof replacement supplies are sold in boxes.

You may also come across other abbreviations in your estimates, such as OSB (Oriented Strand Board) or IWS (Ice and Water Shield). It is crucial for a reputable local roofing company to provide property owners with the necessary knowledge to understand their property repairs thoroughly.

understanding roofing terminology
common roofing terms and abbreviations

insurance covered
roof estimates

While we have covered the basics of the roof replacement estimate process, how does that process change if your roof is covered by insurance? That’s up next. 

Next up
understanding your insurance estimate

The Insurance Estimate